Tamil Nadu’s rural cooperative banking sector has scripted a blockbuster performance in FY 2025–26, with combined business of District Central Cooperative Banks (DCCBs) and the State Apex Bank surging to a record Rs 1.72 lakh crore. The stellar numbers underline the sector’s growing dominance in rural and semi-urban credit delivery.
Riding on strong deposit mobilisation and aggressive lending, the sector reported an impressive Rs 1,302 crore in total profits, with DCCBs alone contributing Rs 768 crore, highlighting their solid financial health and operational strength.
Top-performing banks led the charge, with Salem DCCB emerging as the frontrunner, crossing Rs 10,950 crore in business. Tiruchirappalli followed closely with Rs 10,715 crore, while Kancheepuram posted a robust Rs 7,889 crore. Key centers like Chennai and Erode also delivered strong performances, showcasing broad-based growth across the state.
A sharp surge in advances, crossing Rs 1.06 lakh crore, signals buoyant credit demand, especially from agriculture, MSMEs, and allied sectors, reinforcing the co-operative network’s role in grassroots economic development.
With rising profitability, expanding outreach, and deepening trust among depositors, Tamil Nadu’s cooperative banks are not just growing, they’re setting a national benchmark for inclusive finance and rural prosperity.
