The Reserve Bank of India’s Annual Report 2025-26 has revealed mixed trends in the central bank’s deposits with cooperative banks during the year.
According to the balance sheet schedules forming part of the RBI’s annual accounts, deposits with Scheduled State Cooperative Banks declined to Rs 6,922 crore in 2025-26 from Rs 8,439.50 crore in the previous year.
Similarly, deposits with Other Cooperative Banks fell to Rs 9,860 crore from Rs 11,606 crore a year ago. However, deposits with Non-Scheduled State Cooperative Banks increased to Rs 7,348 crore from Rs 6,569 crore during the same period.
The report further showed that the RBI’s loans and advances to cooperative banks remained nil during 2025-26. The figures form part of the Reserve Bank’s audited balance sheet and schedules released along with the Annual Report 2025-26 on Friday.
The RBI Annual Report has carried extensive references to the cooperative banking sector this year, including supervisory reforms, cyber security initiatives, risk-based supervision and deposit insurance developments concerning Urban Cooperative Banks (UCBs).
