Pune People’s Cooperative Bank Ltd. has delivered a strong financial performance for FY 2025–26, with total business crossing Rs 3,063 crore, marking a significant milestone in its Amrit Mahotsav (75th year).
The bank recorded a growth of Rs 357 crore in total business during the year. Deposits rose to Rs 1,841 crore, while advances reached Rs 1,222 crore, maintaining a healthy Credit-Deposit (CD) ratio of 66.41%. Business per employee stood at Rs 13.50 crore, reflecting improved operational efficiency.
A standout achievement is the bank’s consistent 0% Net NPA, highlighting robust asset quality and disciplined financial management.
The bank has also secured Direct Membership from the Reserve Bank of India, paving the way for an independent IFSC code. This will enhance the speed, security, and reliability of digital payments, clearing, and settlement systems.
Chairman Shridhar Gaikwad said the bank has met the criteria for scheduled status and is actively pursuing it. He added that three new branches are planned in the coming year, along with expansion beyond Maharashtra.
Board of Management Chairman Subhash Mohite noted that the bank is financially well-positioned and exploring merger opportunities with smaller banks.