The National Bank for Agriculture and Rural Development (NABARD) organised a one-day workshop on credit appraisal and Non-Performing Asset (NPA) management for officers of Arunachal Pradesh Rural Bank (APRB) and Arunachal Pradesh State Cooperative Apex Bank (APSCAB) in Naharlagun on October 14, according to media reports.
Held at the APSCAB conference hall, the workshop focused on strengthening lending practices, loan monitoring, regulatory compliance, asset classification and recovery mechanisms.
S V Ranga Rao, General Manager, NABARD, stressed the importance of sound credit assessment, effective loan supervision and timely recovery measures to maintain portfolio quality.
APSCAB Managing Director Bittu Kri, delivering the keynote address, highlighted the need for systematic borrower assessment and prudent lending to minimise credit risks.
The technical sessions featured experts from NABARD, RBI and SBI. Topics included credit appraisal, prudential norms, income recognition, provisioning, CRAR and NPA recovery.
Taba Oya, General Manager, APSCAB, also addressed the participants.
