Telangana-based Gayatri Co-operative Urban Bank has reported an impressive all-round performance for FY 2025-26, driven by strong growth in deposits, advances, and overall business.
The bank’s total business jumped 34.95% to Rs 4,242 crore, supported by robust momentum in core segments. Deposits rose 32.56% to Rs 2,373 crore, while loans and advances expanded 38.10% to Rs 1,868 crore, reflecting sustained credit demand and improved outreach.
On the balance sheet front, share capital increased 33.63% and reserves grew 23.22%, reinforcing the bank’s financial strength. CASA deposits registered a healthy 22.65% growth, indicating improved mobilisation of low-cost funds.
Asset quality improved significantly, with gross NPAs declining to 1.02% from 1.50% a year earlier, while net NPAs remained at zero, underscoring prudent risk management practices.
The bank also expanded its network, with branches rising from 62 to 86, and its customer base growing over 15% to 9.11 lakh.
However, net profit growth remained moderate at 4.33%, reflecting a calibrated and sustainable growth approach.