In a written reply in the Lok Sabha on Thursday, Union Minister of State for Micro, Small and Medium Enterprises, Ms. Shobha Karandlaje, stated that as on November 30, 2025, a total of 139 co-operative banks has been registered as Member Lending Institutions (MLIs) under the CGTMSE.
Registration under the scheme enables co-operative banks to extend collateral-free loans to micro and small enterprises with credit guarantee support from the Trust.
She further added that the extent of guarantee coverage for loans extended by co-operative banks to Micro and Small Enterprises ranges from 75 per cent to 90 percent. The guarantee ceiling per borrower for co-operative banks is Rs 2 crore.
Members of co-operative societies are eligible, in their individual capacity, for guarantee coverage under CGTMSE for loans availed from MLIs for activities covered under the MSMED Act, 2006, she added.
