In a remarkable blend of financial success and social commitment, the Gujarat State Co-operative Agriculture & Rural Development Bank (Kheti Bank) has emerged as the top-performing SCARDB in India, registering an impressive net profit of Rs 80.05 crore for the financial year 2025–26.
While the milestone itself is noteworthy, what truly sets the bank apart is its commitment to people-centric initiatives that have touched many lives.
In a heartwarming gesture, five differently-abled employees were granted permanent employment orders, marking a life-changing moment for them and their families.
These appointment letters were formally handed over by Gujarat’s Deputy Chief Minister Harsh Sanghavi at the Secretariat in Gandhinagar. Applauding the bank’s initiative, he termed it an “unprecedented moment” and extended his best wishes to the employees for a bright and successful future.
The occasion was attended by a delegation led by Chairman Dolar Kotecha, along with members of the Board of Directors, making it a memorable and proud moment in the bank’s journey.
Further demonstrating its compassionate approach, the bank extended financial assistance to families of deceased borrowers by handing over cheques of Rs 11 lakh and Rs 5 lakh. The gesture provided much-needed support to the affected families and reinforced the bank’s role as a responsible and caring institution.
Speaking to Indian Cooperative correspondent, Chairman Dolar Kotecha said that the bank’s consistent growth and achievement of top national ranking is the result of strong teamwork, transparent governance, and unwavering trust of farmers and stakeholders.
He emphasized that Kheti Bank will continue to focus on strengthening rural credit systems, empowering farmers, and expanding its social initiatives in line with the vision of cooperative development. Dolar Kotecha further added that, guided by the vision of “Sahakar Se Samruddhi,” the bank is steadily moving forward and expressed his gratitude to Union Home and Cooperation Minister Amit Shah for his guidance.
On the financial front, Kheti Bank has continued its strong growth trajectory. The bank reported a gross profit of Rs 111 crore and maintained an exceptional 0% Net NPA, showcasing its robust financial health. Key indicators such as advances, total income, and own funds have also shown significant growth, further strengthening its position in the cooperative banking sector.
In addition, a grand Training and Motivational Programme was organized at Lions Club, Ahmedabad, where 202 employees were awarded permanent job orders. The programme also featured engaging training sessions focused on enhancing employee performance, ethics, teamwork, and service excellence.
Celebrating 75 years of service under the vision of “Sahkar Se Samruddhi”, Kheti Bank continues to set new benchmarks by combining financial strength with social impact, emerging as a model institution in India’s cooperative banking landscape.
