Pune-based Vishweshwar Sahakari Bank has delivered a steady and impressive financial performance for the year ended March 31, 2026, reinforcing its position as a strong and reliable player in the cooperative banking sector.
The bank reported a total business (mix) of Rs 3,779.16 crore, comprising deposits of Rs 2,330.79 crore and advances of Rs 1,448.37 crore, reflecting a balanced and sustainable growth trajectory.
With a robust member base of 31,998 and a network of 30 branches backed by 396 employees, the bank continues to deepen its grassroots reach. Its operational efficiency is underscored by a business per employee of Rs 9.54 crore, highlighting strong productivity and effective management practices.
On the financial front, the bank posted a gross profit of Rs 31.23 crore and a net profit of Rs 11.76 crore. Its capital adequacy ratio (CRAR) stood at a comfortable 15.28%, well above regulatory norms. Asset quality remained stable, with Gross NPA at 4.84% and Net NPA at 2.69%. Investments were recorded at Rs 909.31 crore, indicating a prudent approach towards liquidity and risk management.
Significantly, FY 2025–26 marks a milestone in the bank’s journey, as it entered a golden phase by successfully attaining Scheduled Bank status, further enhancing its credibility and growth potential.