Tumkur Grain Merchants’ Co-operative Bank Ltd has posted a steady financial performance for FY 2025–26, reflecting resilience and balanced growth in Karnataka’s cooperative banking sector.
As per provisional data, the bank’s working capital stood at Rs 1,884.22 crore, supported by deposits of Rs 1,614.99 crore and advances of Rs 1,173.38 crore. Investments, including fixed deposits, were reported at Rs 804.49 crore, highlighting a diversified asset base.
On the profitability front, the bank recorded a pre-tax profit of Rs 33.52 crore and a net profit of Rs 19.83 crore, underlining stable earnings. The CASA ratio stood at 17.50%, while the CD ratio remained healthy at 72.66%, indicating efficient credit deployment.
Asset quality remains an area of focus, with Gross NPA at 17.17%, while Net NPA was contained at 0.60%, reflecting ongoing recovery and provisioning efforts.
With a strong presence in the region, the bank continues to focus on improving asset quality, enhancing customer service, and driving sustainable growth in the cooperative banking landscape.