RBI gives 450 Day export credit window to Co-op Banks

The Reserve Bank of India has extended key trade relief measures to support exporters facing continued geopolitical and logistical disruptions, while opening up fresh opportunities for co-operative banks in export financing.

Under the RBI (Trade Relief Measures) Directions, 2026, the central bank has allowed regulated entities, including Primary (Urban) Co-operative Banks, State Co-operative Banks and Central Co-operative Banks, to provide an enhanced export credit period of up to 450 days for pre- and post-shipment loans disbursed till June 30, 2026.

The RBI has also continued the relaxation in the timeline for realisation of export proceeds, extending it from 9 months to 15 months, giving exporters greater flexibility amid global uncertainties.

The move is expected to benefit MSME exporters and strengthen the role of co-operative banks, enabling them to expand export credit, support stressed borrowers and manage asset quality risks more effectively during the ongoing crisis.

Exit mobile version