Pune DCCB tightens focus on CD Ratio & NPAs

A comprehensive review meeting of the Pune District Central Cooperative Bank was held at Manchar to assess the performance of all branches in the Ambegaon division. The meeting was attended by former Maharashtra Minister and bank director Dilip Walse Patil.

The review focused on aligning branch operations with the goal of preparing a robust balance sheet for the financial year 2025–26. Progress on key targets set by the head office was evaluated as part of efforts to strengthen the bank’s financial position.

All 18 branches were given strict directives to meet their deposit and loan targets by March 2026. To maintain an optimal Credit-Deposit (CD) ratio, branches were advised to scale up lending in both agricultural and non-agricultural sectors to 65–70% of total deposits.

The meeting also underscored the urgent need to reduce Non-Performing Assets (NPAs) and enhance per-employee business through focused and intensified efforts. A detailed review of the Punyashlok Ahilyadevi Holkar Farmer Loan Waiver Scheme was also conducted, particularly regarding timely data uploads on the designated portal.

Of the 5,749 defaulting borrowers in the Ambegaon division, data for 5,581 accounts has already been uploaded. Officials directed branches to expedite outreach to farmers and ensure that the remaining 168 pending accounts are uploaded without delay.

Emphasizing teamwork, officials called for coordinated efforts from all officers and staff to strengthen the bank’s financial health and effectively address future challenges.

The meeting was attended by Chairman Dr. Digambar Durgade, Director Sanjay Kale, MLA Bapusaheb Pathare, Zilla Parishad member Vishnukaka Hinge, CEO Aniruddha Desai, General Manager Sanjay Shitole, Deputy GM Ankush Hinge, Zonal Officer Vishnu Gaikwad, along with branch managers and staff from all 18 branches.

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