Maharashtra based Pune District Central Co-operative Bank has posted a strong financial performance for the financial year ending 31st March 2025, crossing a business mix of over Rs 26,000 crore and earning a gross profit of Rs 439 crore.
Maharashtra-based Pune District Central Co-operative Bank has posted a strong financial performance for the financial year ending 31st March 2025, crossing a business mix of over Rs 26,000 crore and earning a gross profit of Rs 439 crore.
The total business of PDCC Bank—which includes both deposits and loans & advances—reached Rs 26,825.87 crore in FY 2024–25, up from Rs 23,752.21 crore in the previous year. This marks a significant increase of Rs 3,073.66 crore, registering a healthy growth rate of 12.94%. The impressive rise in business volume highlights growing customer trust and the bank’s expanding financial footprint in the region.
Deposits rose from Rs 12,966.22 crore to Rs 14,766.84 crore, while loans and advances increased from Rs 10,785.99 crore to Rs 12,059.03 crore, reflecting sustained growth in credit activity and deposit mobilization. The bank’s working capital also saw a notable increase of 16.06%, rising from Rs 20,614.52 crore to Rs 23,926.33 crore.
On the profitability front, PDCC Bank recorded a gross profit of Rs 439.61 crore, up from Rs 418.32 crore in FY 2023–24—an increase of Rs 21.29 crore or 5.09%. This steady growth underscores the bank’s sound financial management and operational efficiency, even in a dynamic economic environment.
All 294 branches of the bank reported profits this year, maintaining the institution’s consistent track record of branch-level profitability. The bank also reported a net profit of Rs 75.75 crore and sustained a strong net worth of Rs 2,989.98 crore.
Notably, the bank retained a zero net NPA and demonstrated improved productivity metrics, with per branch business at Rs 91.24 crore and per employee business at Rs 25.17 crore.
PDCC Bank’s performance in FY 2024–25 reaffirms its position as a key pillar in Maharashtra’s cooperative banking sector, propelled by prudent governance, digital adaptation, and a strong focus on customer-centric policies.
Pune District Cooperative Bank is headed by Digambar Durgade and has several heavyweight politicians from Maharashtra on its board, including Dilip Walse Patil, Dattatray Bharne, and others. Earlier, Maharashtra’s Deputy Chief Minister Ajit Pawar was also a board member of the bank.