Kheda District Central Co-operative Bank Ltd has scripted a historic milestone in FY 2025–26, with its total business crossing the Rs 5,000 crore mark for the first time, reaffirming its leadership in Gujarat’s cooperative banking sector.
The bank reported a gross profit of Rs 58 crore and a net profit of Rs 33 crore, its highest ever, while announcing a record 20% dividend for members. Deposits stood at Rs 3,262 crore and advances at Rs 1,759 crore, with average working funds of Rs 3,398 crore.
Asset quality remained robust, with Gross NPA at just 1.99% and Net NPA at zero, reflecting strong financial discipline and customer trust.
Embracing digital transformation, the bank disbursed a record Rs 644 crore through digital lending and now serves over 8.5 lakh customers via WhatsApp, mobile, internet, and doorstep banking through 915 Bank Sakhis. Over 1,000 micro-ATMs have been deployed to serve rural areas.
With 88 branches across Kheda, Anand, and Mahisagar, the bank continues to drive farmer-focused growth and sustainable development, setting new benchmarks in cooperative banking.