Karnataka’s largest urban cooperative bank- Bangalore City Cooperative Bank has crossed a business mix of more than Rs 3,500 crore. It posted the highest-ever net profit of Rs 28.92 crore in the financial year 2024–25.
According to figures available as on 30th June 2025, the bank’s deposits stood at Rs 2,188 crore and advances at Rs 1,387 crore. The management is now aiming to surpass a deposit base of Rs 3,000 crore by the end of the current financial year.
In another remarkable achievement, the bank reported a Capital to Risk-Weighted Assets Ratio (CRAR) of 24.71% and maintained zero Net Non-Performing Assets (NPAs), a rare feat in the cooperative banking space.
Founded by Sri K. Ramaswamaiah, the Bangalore City Cooperative Bank has a legacy that spans more than a century. It was initially established as a Credit Cooperative Society in 1905 and transformed into an Urban Cooperative Bank on April 6, 1907.
With just 150 members at inception, the bank had mobilized a share capital of Rs 2,727 and deposits worth Rs 2,265. It extended loans amounting to Rs 4,036 and declared a dividend of 13.02% in its first year itself, signaling a strong foundation.
Over the decades, the bank has emerged as a trusted financial institution, playing a vital role in serving urban customers and upholding the values of the cooperative movement in India.
With continued financial discipline and ambitious growth plans, the bank is well on track to set new benchmarks in the sector.
