TJSB Sahakari Bank Ltd., one of Maharashtra’s leading Urban Cooperative Banks (UCBs), has achieved a major milestone by crossing the Rs 25,000 crore mark in total business mix, underscoring its strong and sustained growth momentum in the cooperative banking sector.
The Bank is among the first UCBs in India to announce its audited financial results for FY 2025–26. It reported a total business mix of Rs 25,360 crore, comprising deposits of Rs 16,244 crore and advances of Rs 9,116 crore. The Bank posted a gross profit of Rs 287 crore and a net profit of Rs 155 crore, reflecting stable and consistent financial performance.
Maintaining robust asset quality, the Bank reported a Gross NPA of 3.11%, while achieving zero Net NPA, highlighting its prudent credit management and effective recovery mechanisms.
Marking its 54th year, the Bank expanded its footprint into Rajasthan and Chhattisgarh, further strengthening its position as a fast-growing multi-state cooperative bank. Its branch network increased to 165 branches, supported by new additions and strategic amalgamations.
Chairman Sharad Gangal described the milestone as a defining achievement, attributing it to strong customer trust and disciplined growth strategies. Vice Chairman Vaibhav Singavi emphasized the Bank’s consistent performance, supported by sound capital adequacy and robust risk management practices.
MD & CEO Nikhil Arekar highlighted that the Bank’s expansion into new states, addition of branches, and successful amalgamation of Citizen Cooperative Bank Ltd., Goa and Sawantwadi Urban Co-operative Bank Ltd. reflect its strategic focus on scale, integration, and consolidation.
During the year, the Bank achieved several key milestones, including becoming the first cooperative bank to migrate to the “bank.in” domain and the first in the country to go live as a UPI-ICD (Interoperable Cash Deposit) acquirer. Its continued focus on digital transformation and customer-centric initiatives has further enhanced its competitive edge.
Looking ahead, FY 2026–27 is expected to be a year of consolidation, with the Bank exploring inorganic growth opportunities while sustaining its expansion momentum.
Established in 1972, TJSB Sahakari Bank Ltd. continues to play a key role in advancing financial inclusion through technology-driven services, strong governance, and a customer-first approach.
