Gujarat’s cooperative banking sector has shown a healthy performance during the period from September 2024 to September 2025, with several banks recording strong growth in deposits and advances, according to the latest figures of the top 10 cooperative banks in the state.
Kalupur Commercial Co-operative Bank, a multi-state scheduled bank, retained its leading position with total deposits rising from Rs 11,648.63 crore to Rs 13,004.61 crore-a growth of 11.64%. Its advances grew by 3.83%, reaching Rs 8,628.81 crore.
Prime Co-operative Bank recorded the highest deposit growth among all banks, showing a robust rise of 17.50%, with deposits increasing from Rs 2,062 crore to Rs 2,422.87 crore. The bank’s advances also improved by 12.99%, reaching Rs 1,694.82 crore, indicating balanced financial growth.
On the lending front, Surat People’s Co-operative Bank reported the highest growth in advances at 19.33%, as its loan portfolio rose from Rs 4,782.22 crore to Rs 5,706.83 crore. The bank also saw a 5.17% increase in deposits, taking them to Rs 7,087.50 crore.
Rajkot Nagrik Cooperative Bank and Varachha Bank continued to show strong performances with double-digit growth in both deposits and advances. Ahmedabad Mercantile Co-op Bank also maintained stability, with 5.83% deposit growth and 13.41% rise in advances.
However, a few banks, such as Mehsana Urban Cooperative Bank and Co-op Bank of Rajkot, registered slight declines in their overall figures.
At the bottom of the table, The Bardoli Nagrik Sahakari Bank Ltd. was specially mentioned for its 17.99% growth in deposits and 20.01% growth in advances, showcasing remarkable progress within one financial year.
