R.K. Mishra, Deputy Secretary, Central Registrar of Cooperative Societies (CRCS), Ministry of Cooperation, Government of India, reviewed a presentation on “Prosperity through Cooperation – Andhra Pradesh Model” at the Andhra Pradesh State Cooperative Bank (APCOB) Head Office on 28 October 2026.
The presentation showcased the achievements, financial performance and digital transformation initiatives of APCOB, District Central Cooperative Banks (DCCBs) and Primary Agricultural Credit Societies (PACS). Key highlights included PACS computerisation, ePACS implementation and institutional development initiatives aimed at strengthening the cooperative credit structure.
A major highlight was a live demonstration of the 30-minute crop loan processing facility, showcasing the integration of ePACS with the DCCB Core Banking Solution (CBS), alongside tablet-based and Point of Sale (PoS) applications.
At the conclusion, Mishra shared valuable guidance and suggestions on strengthening cooperative institutions, accelerating digital adoption and improving farmer-centric service delivery, reinforcing Andhra Pradesh’s efforts towards building a technology-driven cooperative ecosystem.






